:root {
  --red: #c11824;
  --red-dark: #a3131c;
  --navy: #2c4053;
  --navy-deep: #172736;
  --ink: #18222c;
  --muted: #5e6973;
  --line: #d8dde1;
  --soft: #f4f5f5;
  --white: #ffffff;
  --page: min(1440px, calc(100% - 80px));
  --font: "Helvetica Neue", Helvetica, Arial, sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; padding-top: 99px; color: var(--ink); background: var(--white); font-family: var(--font); font-size: 16px; }
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
p, h1, h2, h3, dl, dd { margin-top: 0; }

.skip-link { position: fixed; top: 10px; left: 10px; z-index: 100; padding: 10px 14px; background: var(--navy); color: white; transform: translateY(-150%); }
.skip-link:focus { transform: translateY(0); }

.site-header { width: 100%; background: rgba(255,255,255,.97); border-top: 4px solid var(--red); border-bottom: 1px solid var(--line); position: fixed; top: 0; left: 0; right: 0; z-index: 40; box-shadow: 0 8px 24px rgba(23,39,54,.06); backdrop-filter: blur(12px); }
.header-inner { width: var(--page); height: 94px; margin: 0 auto; display: grid; grid-template-columns: 260px 1fr auto; align-items: center; gap: 40px; }
.logo-link { width: 220px; height: 88px; overflow: hidden; display: flex; align-items: center; }
.logo-link img { width: 178px; height: auto; }
.desktop-nav { display: flex; justify-content: center; align-items: center; gap: clamp(24px, 3vw, 52px); }
.desktop-nav a { padding: 14px 0; position: relative; color: var(--navy); font-size: 13px; font-weight: 650; }
.desktop-nav a::after { content: ""; height: 2px; position: absolute; right: 100%; bottom: 7px; left: 0; background: var(--red); transition: right .2s ease; }
.desktop-nav a:hover { color: var(--red); }
.desktop-nav a:hover::after { right: 0; }
.header-call { padding-left: 32px; border-left: 1px solid var(--line); color: var(--navy); font-size: 15px; font-weight: 700; line-height: 1.3; }
.header-call span { display: block; margin-bottom: 4px; color: var(--red); font-size: 10px; font-weight: 750; letter-spacing: .12em; text-transform: uppercase; }
.mobile-nav { display: none; }

.hero { width: var(--page); min-height: 610px; margin: 0 auto; display: grid; grid-template-columns: minmax(0, 1.52fr) minmax(350px, .7fr); border-left: 1px solid var(--line); border-right: 1px solid var(--line); }
.hero-main { padding: clamp(72px, 7vw, 105px) clamp(48px, 7vw, 110px) 70px; display: flex; flex-direction: column; align-items: flex-start; justify-content: center; }
.overline { margin-bottom: 28px; color: var(--red); font-size: 10px; font-weight: 750; letter-spacing: .18em; text-transform: uppercase; }
.hero h1 { max-width: 870px; margin-bottom: 28px; color: var(--navy-deep); font-size: clamp(54px, 5.7vw, 88px); font-weight: 650; line-height: .95; letter-spacing: -.052em; }
.hero-lead { max-width: 680px; margin-bottom: 32px; color: var(--muted); font-size: clamp(17px, 1.45vw, 21px); line-height: 1.55; }
.hero-actions { display: flex; align-items: center; gap: 32px; flex-wrap: wrap; }
.button { min-height: 54px; padding: 17px 22px; display: inline-flex; align-items: center; justify-content: center; font-size: 13px; font-weight: 700; transition: background .2s ease, transform .2s ease; }
.button:hover { transform: translateY(-2px); }
.button-red { background: var(--red); color: var(--white); }
.button-red:hover { background: var(--red-dark); }
.plain-link { padding-bottom: 7px; border-bottom: 1px solid currentColor; color: var(--navy); font-size: 13px; font-weight: 700; }
.plain-link span { margin-left: 10px; color: var(--red); }
.hero-aside { min-width: 0; display: grid; grid-template-rows: minmax(190px, 38%) 1fr; background: var(--navy); color: white; }
.aside-image { min-height: 0; overflow: hidden; position: relative; background: #d7dadd; }
.aside-image::after { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, transparent 55%, rgba(23,39,54,.66)); }
.aside-image img { width: 100%; height: 100%; object-fit: cover; object-position: center; filter: saturate(.92) contrast(.98); }
.image-caption { position: absolute; right: 24px; bottom: 20px; z-index: 1; color: white; font-size: 10px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; }
.aside-content { padding: 30px 38px 34px; display: flex; flex-direction: column; }
.aside-label { margin-bottom: 20px; color: rgba(255,255,255,.58); font-size: 10px; font-weight: 700; letter-spacing: .16em; text-transform: uppercase; }
.aside-statement { max-width: 320px; margin-bottom: 26px; font-size: clamp(28px, 2.5vw, 39px); font-weight: 600; line-height: 1.04; letter-spacing: -.035em; }
.hero-aside dl { margin-bottom: 0; }
.hero-aside dl div { padding: 12px 0; border-top: 1px solid rgba(255,255,255,.19); }
.hero-aside dt { margin-bottom: 7px; color: rgba(255,255,255,.55); font-size: 10px; letter-spacing: .12em; text-transform: uppercase; }
.hero-aside dd { margin-bottom: 0; font-size: 14px; font-weight: 600; }

.credentials { min-height: 76px; padding: 0 max(40px, calc((100% - 1360px) / 2)); display: grid; grid-template-columns: repeat(4, 1fr); align-items: stretch; background: var(--red); color: white; }
.credentials div { display: flex; align-items: center; justify-content: center; padding: 20px; border-right: 1px solid rgba(255,255,255,.28); font-size: 11px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; text-align: center; }
.credentials div:first-child { border-left: 1px solid rgba(255,255,255,.28); }

.section { width: var(--page); margin: 0 auto; padding: 88px 0; }
.section-intro { display: grid; grid-template-columns: 1.1fr .9fr; column-gap: 10vw; align-items: end; margin-bottom: 52px; }
.section-intro .overline { grid-column: 1 / -1; }
.section-intro h2, .fees h2, .contact h2 { margin-bottom: 0; color: var(--navy-deep); font-size: clamp(44px, 5vw, 74px); font-weight: 650; line-height: .98; letter-spacing: -.045em; }
.section-intro > p:last-child { max-width: 540px; margin-bottom: 3px; color: var(--muted); line-height: 1.7; }
.service-list { border-top: 2px solid var(--navy); }
.service-item { min-height: 124px; padding: 22px 18px; display: grid; grid-template-columns: 58px minmax(240px, .9fr) minmax(320px, 1.25fr) 80px; gap: 24px; align-items: center; border-bottom: 1px solid var(--line); transition: background .18s ease; }
.service-item:hover { background: var(--soft); }
.service-index { align-self: start; padding-top: 4px; color: var(--red); font-size: 11px; font-weight: 750; }
.service-item h3 { margin-bottom: 0; color: var(--navy-deep); font-size: clamp(21px, 2vw, 29px); font-weight: 650; letter-spacing: -.025em; }
.service-item p { margin-bottom: 0; color: var(--muted); font-size: 14px; line-height: 1.65; }
.service-item a { justify-self: end; color: var(--red); font-size: 11px; font-weight: 750; letter-spacing: .08em; text-transform: uppercase; }

.about { width: 100%; padding-right: max(40px, calc((100% - 1360px) / 2)); padding-left: max(40px, calc((100% - 1360px) / 2)); display: grid; grid-template-columns: .9fr 1.1fr; gap: 10vw; background: var(--navy-deep); color: white; }
.overline-light { color: #ff6370; }
.about h2 { margin: 0; max-width: 600px; color: white; font-size: clamp(46px, 5.2vw, 78px); font-weight: 620; line-height: .98; letter-spacing: -.045em; }
.about-body { padding-top: 35px; }
.about-body > p { max-width: 680px; color: rgba(255,255,255,.68); font-size: 15px; line-height: 1.78; }
.about-body .about-lead { margin-bottom: 32px; color: white; font-size: clamp(22px, 2vw, 29px); font-weight: 500; line-height: 1.45; letter-spacing: -.02em; }
.principles { margin-top: 42px; border-top: 1px solid rgba(255,255,255,.24); }
.principles div { padding: 23px 0; display: grid; grid-template-columns: 170px 1fr; gap: 24px; border-bottom: 1px solid rgba(255,255,255,.24); }
.principles strong { font-size: 14px; }
.principles span { color: rgba(255,255,255,.58); font-size: 13px; line-height: 1.55; }

.fees { display: grid; grid-template-columns: .85fr 1.15fr; gap: 10vw; }
.fees-copy { max-width: 700px; padding-top: 10px; }
.fees-copy > p { margin-bottom: 26px; color: var(--muted); font-size: 18px; line-height: 1.65; }
.fees ul { margin: 0 0 38px; padding: 0; list-style: none; border-top: 1px solid var(--line); }
.fees li { padding: 17px 0 17px 26px; position: relative; border-bottom: 1px solid var(--line); font-size: 14px; }
.fees li::before { content: ""; width: 7px; height: 7px; position: absolute; left: 1px; top: 23px; background: var(--red); }

.legal-strip { padding: 56px max(40px, calc((100% - 1360px) / 2)); display: grid; grid-template-columns: .85fr 1.15fr auto; gap: 6vw; align-items: center; background: var(--soft); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.legal-strip .overline { margin-bottom: 14px; }
.legal-strip h2 { margin: 0; color: var(--navy-deep); font-size: clamp(31px, 3vw, 46px); line-height: 1; letter-spacing: -.035em; }
.legal-strip > p { max-width: 590px; margin: 0; color: var(--muted); font-size: 14px; line-height: 1.7; }
.legal-strip > a { padding-bottom: 7px; border-bottom: 1px solid var(--red); color: var(--navy); font-size: 12px; font-weight: 700; white-space: nowrap; }
.legal-strip > a span { margin-left: 9px; color: var(--red); }

.contact { width: 100%; padding-right: max(40px, calc((100% - 1360px) / 2)); padding-left: max(40px, calc((100% - 1360px) / 2)); display: grid; grid-template-columns: .9fr 1.1fr; gap: 10vw; background: var(--red); color: white; }
.contact h2 { margin-bottom: 28px; color: white; }
.contact-heading > p:last-child { max-width: 570px; margin-bottom: 0; color: rgba(255,255,255,.74); line-height: 1.7; }
.contact-list { border-top: 1px solid rgba(255,255,255,.4); }
.contact-list a { min-height: 112px; padding: 22px 5px; display: grid; grid-template-columns: 90px 1fr 24px; gap: 20px; align-items: center; border-bottom: 1px solid rgba(255,255,255,.4); }
.contact-list a:hover { background: rgba(255,255,255,.08); }
.contact-list span { color: rgba(255,255,255,.6); font-size: 10px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; }
.contact-list strong { font-size: clamp(17px, 1.6vw, 23px); line-height: 1.45; overflow-wrap: anywhere; }
.contact-list i { font-style: normal; }
.contact-subline { display: block; margin-top: 12px; color: rgba(255,255,255,.68); font-size: 11px; font-weight: 500; letter-spacing: .03em; }

.site-footer { width: 100%; background: var(--navy-deep); color: white; border-top: 5px solid var(--red); }
.footer-main { width: var(--page); margin: 0 auto; padding: 62px 0 54px; display: grid; grid-template-columns: 1.4fr 1fr 1.15fr .7fr; gap: clamp(34px, 5vw, 78px); }
.footer-brand { min-width: 0; max-width: 390px; }
.footer-logo { width: min(220px, 100%); height: 112px; margin-bottom: 22px; padding: 10px 14px; display: grid; place-items: center; overflow: hidden; background: white; }
.footer-logo img { width: 180px; max-width: 100%; height: auto; max-height: 100%; object-fit: contain; }
.footer-brand > p { max-width: 340px; color: rgba(255,255,255,.62); font-size: 13px; line-height: 1.7; }
.footer-cta { display: inline-block; margin-top: 12px; padding-bottom: 7px; border-bottom: 1px solid #ff6974; color: white; font-size: 12px; font-weight: 700; }
.footer-column h2 { margin: 0 0 24px; color: #ff6974; font-size: 10px; font-weight: 750; letter-spacing: .16em; text-transform: uppercase; }
.footer-column address, .footer-column > p, .footer-column > a { display: block; margin: 0 0 12px; color: rgba(255,255,255,.7); font-size: 12px; font-style: normal; line-height: 1.75; overflow-wrap: anywhere; }
.footer-column > a:hover, .footer-navigation a:hover { color: white; }
.footer-hours { margin-top: 24px !important; }
.footer-hours span { display: block; margin-bottom: 5px; color: white; font-weight: 700; }
.footer-divider { width: 32px; height: 1px; margin: 23px 0; background: rgba(255,255,255,.25); }
.footer-navigation a { margin-bottom: 11px; color: rgba(255,255,255,.7); font-size: 12px; }
.footer-bottom { min-height: 58px; padding: 16px max(40px, calc((100% - 1360px) / 2)); display: grid; grid-template-columns: 1fr 1.4fr 1fr; gap: 30px; align-items: center; border-top: 1px solid rgba(255,255,255,.12); }
.footer-bottom p { margin: 0; color: rgba(255,255,255,.43); font-size: 9px; line-height: 1.5; letter-spacing: .05em; }
.footer-bottom p:nth-child(2) { text-align: center; }
.footer-bottom p:last-child { text-align: right; }
.floating-top { min-width: 124px; height: 48px; padding: 0 9px 0 17px; position: fixed; right: 22px; bottom: 22px; z-index: 30; display: flex; align-items: center; justify-content: space-between; gap: 12px; background: white; border: 1px solid var(--line); color: var(--navy-deep); box-shadow: 0 12px 34px rgba(23,39,54,.18); font-size: 10px; font-weight: 750; letter-spacing: .08em; text-transform: uppercase; transition: transform .2s ease, border-color .2s ease; }
.floating-top:hover { transform: translateY(-3px); border-color: var(--red); }
.floating-top i { width: 31px; height: 31px; display: grid; place-items: center; background: var(--red); color: white; font-size: 15px; font-style: normal; }

#top, #services, #about, #fees, #contact { scroll-margin-top: 112px; }

.terms-back { justify-self: center; color: var(--navy); font-size: 13px; font-weight: 700; }
.terms-main { width: var(--page); margin: 0 auto; }
.terms-intro { padding: 68px 0 50px; display: grid; grid-template-columns: 1fr 1fr; gap: 9vw; align-items: end; border-bottom: 1px solid var(--line); }
.terms-intro h1 { margin: 0; color: var(--navy-deep); font-size: clamp(46px, 5.5vw, 78px); line-height: .96; letter-spacing: -.045em; }
.terms-summary { max-width: 640px; }
.terms-summary p { color: var(--muted); line-height: 1.7; }
.terms-document { padding: 34px 0; background: var(--soft); }
.terms-document object { width: 100%; height: min(82vh, 980px); display: block; border: 1px solid var(--line); background: white; }
.terms-document object p { padding: 30px; }
.terms-document object a { color: var(--red); text-decoration: underline; }
.terms-contact { padding: 28px 0 48px; display: grid; grid-template-columns: repeat(4, 1fr); gap: 1px; background: var(--line); border: 1px solid var(--line); }
.terms-contact div { padding: 20px; background: white; }
.terms-contact span { display: block; margin-bottom: 9px; color: var(--red); font-size: 9px; font-weight: 750; letter-spacing: .12em; text-transform: uppercase; }
.terms-contact strong { color: var(--navy); font-size: 13px; line-height: 1.55; overflow-wrap: anywhere; }

@media (max-width: 1000px) {
  :root { --page: calc(100% - 48px); }
  .header-inner { grid-template-columns: 220px 1fr auto; }
  .desktop-nav { gap: 22px; }
  .header-call { display: none; }
  .hero { grid-template-columns: 1fr .65fr; }
  .hero-main { padding-right: 50px; padding-left: 50px; }
  .service-item { grid-template-columns: 45px minmax(200px, .8fr) 1.2fr 70px; }
  .legal-strip { grid-template-columns: 1fr 1fr; }
  .legal-strip > a { grid-column: 2; justify-self: start; }
  .footer-main { grid-template-columns: 1.2fr 1fr; }
  .footer-navigation { grid-column: auto; }
  .footer-bottom { grid-template-columns: 1fr 1fr; }
  .footer-bottom p:nth-child(2) { text-align: right; }
  .footer-bottom p:last-child { display: none; }
}

@media (max-width: 760px) {
  :root { --page: calc(100% - 32px); }
  body { padding-top: 87px; }
  .header-inner { height: 82px; grid-template-columns: 1fr auto; gap: 20px; }
  .logo-link { width: 155px; height: 78px; }
  .logo-link img { width: 138px; }
  .desktop-nav { display: none; }
  .mobile-nav { display: block; position: relative; }
  .mobile-nav summary { min-width: 94px; height: 44px; padding: 0 12px 0 15px; display: flex; align-items: center; justify-content: space-between; gap: 12px; border: 1px solid var(--line); color: var(--navy); cursor: pointer; list-style: none; font-size: 10px; font-weight: 750; letter-spacing: .1em; text-transform: uppercase; }
  .mobile-nav summary::-webkit-details-marker { display: none; }
  .menu-icon { width: 18px; height: 14px; position: relative; display: block; }
  .menu-icon i { width: 18px; height: 1px; position: absolute; right: 0; background: var(--red); transition: transform .2s ease, top .2s ease; }
  .menu-icon i:first-child { top: 3px; }
  .menu-icon i:last-child { top: 10px; }
  .mobile-nav[open] .menu-icon i:first-child { top: 7px; transform: rotate(45deg); }
  .mobile-nav[open] .menu-icon i:last-child { top: 7px; transform: rotate(-45deg); }
  .mobile-nav[open] .menu-label { font-size: 0; }
  .mobile-nav[open] .menu-label::after { content: "Close"; font-size: 10px; }
  .mobile-nav nav { width: min(390px, calc(100vw - 24px)); padding: 24px 26px 26px; position: absolute; top: 53px; right: 0; display: flex; flex-direction: column; background: var(--navy-deep); color: white; border-top: 4px solid var(--red); box-shadow: 0 24px 55px rgba(0,0,0,.28); }
  .mobile-nav nav > p { margin: 0 0 12px; color: rgba(255,255,255,.44); font-size: 9px; font-weight: 750; letter-spacing: .16em; text-transform: uppercase; }
  .mobile-nav nav > a { padding: 15px 0; display: flex; align-items: center; justify-content: space-between; border-bottom: 1px solid rgba(255,255,255,.16); font-size: 20px; font-weight: 600; letter-spacing: -.02em; }
  .mobile-nav nav > a span { color: #ff6974; font-size: 9px; letter-spacing: .1em; }
  .mobile-nav nav > a:hover { color: #ff7c85; }
  .mobile-menu-contact { margin-top: 24px; padding: 18px; background: rgba(255,255,255,.07); }
  .mobile-menu-contact small { display: block; margin-bottom: 7px; color: rgba(255,255,255,.48); font-size: 9px; letter-spacing: .1em; text-transform: uppercase; }
  .mobile-menu-contact a { color: white; font-size: 16px; font-weight: 700; }
  .hero { width: 100%; min-height: auto; grid-template-columns: 1fr; border: 0; }
  .hero-main { min-height: 520px; padding: 68px 24px 60px; }
  .hero h1 { font-size: clamp(51px, 14vw, 74px); }
  .hero-lead { font-size: 18px; }
  .hero-aside { min-height: 560px; grid-template-rows: 250px 1fr; }
  .aside-content { padding: 28px 24px 32px; }
  .aside-statement { font-size: 40px; }
  .credentials { padding: 0; grid-template-columns: 1fr 1fr; }
  .credentials div, .credentials div:first-child { min-height: 72px; border: 1px solid rgba(255,255,255,.25); }
  .section { padding: 70px 0; }
  .section-intro, .about, .fees, .contact { grid-template-columns: 1fr; gap: 50px; }
  .section-intro { margin-bottom: 48px; }
  .section-intro .overline { grid-column: auto; margin-bottom: -20px; }
  .section-intro > p:last-child { margin-top: -15px; }
  .service-item { min-height: 0; padding: 27px 5px; grid-template-columns: 34px 1fr 50px; gap: 12px; }
  .service-item p { grid-column: 2 / -1; }
  .service-item a { grid-column: 3; grid-row: 1; }
  .about, .contact { padding-right: 24px; padding-left: 24px; }
  .about-body { padding-top: 0; }
  .principles div { grid-template-columns: 1fr; gap: 9px; }
  .legal-strip { padding: 48px 24px; grid-template-columns: 1fr; gap: 25px; }
  .legal-strip > a { grid-column: auto; }
  .contact-list a { grid-template-columns: 68px 1fr 18px; gap: 10px; }
  .footer-main { padding: 46px 0 40px; grid-template-columns: 1fr 1fr; gap: 40px 28px; }
  .footer-brand { grid-column: 1 / -1; }
  .footer-logo { width: 190px; height: 96px; margin-bottom: 20px; }
  .footer-logo img { width: 158px; }
  .footer-navigation { grid-column: auto; }
  .footer-bottom { padding-right: 16px; padding-left: 16px; grid-template-columns: 1fr; gap: 8px; }
  .footer-bottom p:nth-child(2) { text-align: left; }
  .floating-top { min-width: 48px; width: 48px; padding: 0; right: 16px; bottom: 16px; }
  .floating-top span { display: none; }
  .floating-top i { width: 46px; height: 46px; }
  .terms-header .header-inner { grid-template-columns: 1fr auto; }
  .terms-back { justify-self: end; }
  .terms-intro { padding: 54px 0 38px; grid-template-columns: 1fr; gap: 30px; }
  .terms-document { margin: 0 -16px; padding: 18px 16px; }
  .terms-document object { height: 72vh; }
  .terms-contact { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 420px) {
  .hero-main { min-height: 500px; }
  .hero-actions { align-items: flex-start; flex-direction: column; }
  .button { width: 100%; text-align: center; }
  .service-item { grid-template-columns: 28px 1fr; }
  .service-item a { display: none; }
  .service-item p { grid-column: 2; }
  .contact-list a { min-height: 100px; grid-template-columns: 1fr 18px; }
  .contact-list span { grid-column: 1; }
  .contact-list strong { grid-column: 1; }
  .contact-list i { grid-column: 2; grid-row: 1 / 3; }
  .terms-contact { grid-template-columns: 1fr; }
  .footer-main { grid-template-columns: 1fr; }
  .footer-brand { grid-column: auto; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition-duration: .01ms !important; }
}